Homeowners Insurance in and around Utica
Protect what's important from the unanticipated.
The key to great homeowners insurance.
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Would you like to create a personalized homeowners quote?
With State Farm's Insurance, You Are Home
Your home is a special place. You need homeowners coverage to keep it safe! You’ll get that with homeowners insurance from State Farm, the leading provider of homeowners insurance. State Farm Agent Scott Grates is your reliable authority who can offer an insurance policy personalized for your precise needs.
Protect what's important from the unanticipated.
The key to great homeowners insurance.
![](https://ephemera.mirus.io/cache/storage.googleapis.com/tintype.mirus.io/mx-static-shared-assets/master/86c092296a624b0a27f6a50ff8bd4e28e0aa3e51/img/line-of-business/desktop-compatible/homeowners2.webp)
Don't Sweat The Small Stuff, We've Got You Covered.
Scott Grates can walk you through the whole coverage process, step by step. You can have a hassle-free experience to get an insurance policy for everything that’s meaningful to you. We’re talking about more than just protection for your furniture, swing sets, and home gadgets. Protect your family keepsakes—like mementos and souvenirs. Protect your hobbies and interests—like videogame systems and sports equipment. And Agent Scott Grates can share more information about State Farm’s great savings and coverage options. There are savings if you choose a higher deductible or carry multiple lines of State Farm insurance, and there are plenty of policy inclusions, such as liability insurance to protect you from covered claims and legal suits.
It's always the right move to protect your home and valuables with State Farm. Then, you won't have to worry about the unpredictable blizzard damage to your property. Contact Scott Grates today to learn more about your options or ask how to bundle and save!
Have More Questions About Homeowners Insurance?
Call Scott at (315) 797-7763 or visit our FAQ page.
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Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
DIY home improvement or when to hire a pro
DIY home improvement or when to hire a pro
Before jumping into your next home or apartment improvement project, weigh the pros and cons of a DIY approach vs. hiring a professional contractor.
Tips for pet safety at home and in the car
Tips for pet safety at home and in the car
A few changes around your house and while you're driving can give your pets the protection they need to stay well and happy for years to come.
![Profile photo of a State Farm Agent named: Scott Grates](https://ephemera.mirus.io/imgr/250x0/https://ac2.st8fm.com/associate-photos/T/T17GDBSGHAK/formalColorFull.jpg)
Scott Grates
State Farm® Insurance AgentSimple Insights®
DIY home improvement or when to hire a pro
DIY home improvement or when to hire a pro
Before jumping into your next home or apartment improvement project, weigh the pros and cons of a DIY approach vs. hiring a professional contractor.
Tips for pet safety at home and in the car
Tips for pet safety at home and in the car
A few changes around your house and while you're driving can give your pets the protection they need to stay well and happy for years to come.