Homeowners Insurance in and around Utica
Protect what's important from unplanned events.
Help cover your home

Would you like to create a personalized homeowners quote?
There’s No Place Like Home
Everyone knows having excellent home insurance is essential in case of a windstorm, tornado or ice storm. But homeowners insurance is about more than covering natural disaster damage. An additional feature of home insurance is that it also covers you in certain legal cases. If someone gets hurt because of negligence on your part, you could be on the hook for their medical bills or their hospital bills. With adequate home coverage, these costs may be covered.
Protect what's important from unplanned events.
Help cover your home

Homeowners Insurance You Can Trust
With this terrific coverage, no wonder more homeowners pick State Farm as their home insurance company over any other insurer. Agent Scott Grates would love to help you find a policy that fits your needs, just visit them to get started.
There's nothing better than a clean house and coverage with State Farm that is dependable and commited. Make sure your belongings are insured by contacting Scott Grates today!
Have More Questions About Homeowners Insurance?
Call Scott at (315) 797-7763 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Fixed rate mortgage vs. adjustable rate mortgage
Fixed rate mortgage vs. adjustable rate mortgage
Learn the differences between a fixed rate mortgage vs an adjustable rate mortgage in order to make your decision.
Reduce your home’s carbon footprint with solutions for a more sustainable home
Reduce your home’s carbon footprint with solutions for a more sustainable home
State Farm teams up with WattBuy to calculate your home carbon footprint to find renewable energy options in your area.

Scott Grates
State Farm® Insurance AgentSimple Insights®
Fixed rate mortgage vs. adjustable rate mortgage
Fixed rate mortgage vs. adjustable rate mortgage
Learn the differences between a fixed rate mortgage vs an adjustable rate mortgage in order to make your decision.
Reduce your home’s carbon footprint with solutions for a more sustainable home
Reduce your home’s carbon footprint with solutions for a more sustainable home
State Farm teams up with WattBuy to calculate your home carbon footprint to find renewable energy options in your area.