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Profile photo of a State Farm Agent named: Scott Grates

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State Farm® Insurance Agent

Scott Grates

430 Trenton Avenue
Utica, NY 13502-1614

Behind Top of the Morning Cafe, at the intersection of Trenton & Coventry Ave

Profile photo of a State Farm Agent named: Scott Grates

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!

Contact me to schedule a virtual meeting


430 Trenton Avenue
Utica, NY 13502-1614


English, Spanish

It's life insurance awareness month! State Farm Agent in Utica, NY. Full time Husband & Father of three children Saint John Fisher College, B.A. Born & Raised in the Mohawk Valley. Multiple award winner for 15 consecutive years, and featured Agent Speaker. Past President Frankfort Kiwanis Club Focusing on helping local small business owners OD's Readers Choice Preferred Agent of the Year '10-'12 FSCS Wall of Honor Committee 2012 Hunger Coalition Outstanding Citizen 2012 Frankfort Kiwanian of the Year.

We are here to help make insurance easy to understand so you can make informed decisions. Call us to schedule an appointment – we meet with customers in person and virtually!

Have you looked at your financial goals and insurance recently? My team and I can help you understand what you have and help you assess the risks that may affect the financial well-being of your family then help you to take appropriate steps to protect against those risks.

If you happen to give or receive a piece of jewelry💍or an expensive item 🎻, make sure you have it properly insured with a State Farm personal articles policy. Give our office a call today!

Life insurance can be an important purchase because it may protect your most important people. It’s easier and more affordable than you might think. Contact me to talk about your options.

Get a quote today and see how our competitive Auto discounts can save you money without compromising on quality.

Cyber Event and Identity Restoration Coverage; offers coverage for specific expenses caused by cyber loss events, plus up to 12 months of case management service.

Treat your motorcycle to personalized coverage. Whether you ride a classic, a customized motorcycle or a cruiser, look to a good neighbor to help with coverage options that can fit your needs and budget, along with reliable 24/7 support to go the distance.

Personal service makes happier campers. Whether you're camping, hitting the trails, or thinking about purchasing a recreational vehicle or trailer, don't hesitate to call or drop me an email for a quote.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health

Other Products

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Consistently serving those around us is something we are truly passionate about. We truly love to serve others. Each team member at Scott Grates office strives to BECOME the best version of themselves both personally and professionally. When interacting with our State Farm customer we desire to BUILD meaningful and impactful relationships with all. We strive to be your number 1 choice for Auto, Home, Business and Life insurance in Utica, Rome, Onieda County and New York.
Whether you are a residential customer interested in Auto, Home, or Renters Insurance or a business owner interested in one of our various lines of Business Insurance, my team and I will help you develop a Personal Price Plan to appropriately insure you.
Nicole Demma State Farm Agent Team Member

Nicole Demma

Office Manager

I am the Agency Manager of the Utica location. My career began in the insurance industry in 1998 before joining Scott Grates State Farm in 2016. I am licensed in Personal, Commercial, Life and Health insurance policies. I have lived in central New York my entire life, which makes me passionate about helping those in my home state get the coverage they deserve. Call me today to see how I can help you with your insurance needs!


Connor Larrison

Account Manager

Connor has been a valuable team member at the agency since 2021, licensed to help with home, auto, life and health needs. He was born and raised in Whitesboro, and currently resides in Utica. When Connor isn't working he enjoys golf during the Summer, snowboarding in the winter and is a big fan of the Giants and Orange.


Carol Cusworth

Customer Relations Representative

With experience in insurance since 1992, I am equipped to handle your insurance needs and make sure you get the policy that fits you. I joined Scott Grates’ agency in February of 2018, and have been here ever since. I am licensed in Personal Line insurance policies. I was born and raised in central New York, and in my free time, I like to kayak, hike and camp! Call me today!


Amy Sanders

Office Manager

Amy is the Agency Manager at our Ilion location. She's been with Scott Grates State Farm since 2009 when the agency opened, but began working in the insurance field in 2002. Born and raised in the Mohawk Valley, she currently lives close to the agency. She is licensed in Property & Casualty, Life, Accident, and Health insurance policies. In her spare time, she loves activities outdoors, going to the park with family, going to the lake, watching 4-wheeler races, and sitting by the pool. Call Amy for a quote!


Bridgette Sanders


Hannah Cusworth

Customer Service Representative


Joe Orr


Kelly Grates


Libby Kilmartin

Customer Service Representative


Marley Waterman

Customer Relations Representative

Our Agency

Learn more about our agency and the career opportunities with us.
Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.